Start Early, Gain More
​In Canada, only about 37% of retirement income comes from government benefits. (Source: Statistique Canada)
A well-balanced strategy essential. A financial advisor can help you choose the right one.
RRSP, TFSA, FHSA
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Turn your ambitions into reality: travel, homeownership, or a major purchase.
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Create a financial cushion for unexpected events while preparing for a fulfilling retirement.
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Put your savings to work so your wealth can grow with greater peace of mind.
RESP
An RESP helps you save for your child’s post-secondary education while benefiting from valuable government grants that can significantly increase their education fund.
It gives your child greater freedom to pursue the studies and career they dream of.
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Retirement Income Products
Retirement income solutions can turn registered savings into steady payments while the balance continues growing tax-deferred. Retirees may need about 70% of their pre-retirement income, a financial advisor can help choose suitable options and build a strategy to make savings last.
Non-Registered Savings Plan
A non-registered savings plan offers flexible investing without annual contribution limits or withdrawal restrictions.
It can support short- and long-term goals, although interest, dividends, and capital gains may be taxable.
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